Over 60 Life Insurance

We offer guaranteed life insurance for UK residents aged 50 to 80. Our Over 50 Life Insurance is designed for you to leave behind a lump sum payment for your loved ones. This money can be used to help cover funeral costs or other expenses when you pass away – it can even be left as a cash gift for your family. You choose a benefit amount and a monthly premium that suits you.

We won’t ask any health or lifestyle questions and you won’t need to provide a medical to get covered. Even if you’re aged 60 or over, you can get covered with British Seniors. Once your policy is in place, you have peace of mind that you’ve done something special for those you care about most.

You can secure affordable cover online or over the phone, depending on your plan of choice. Getting a quote is quick and easy, and once you’re ready to move forward with one of our three protection products, you’ll start by choosing a benefit amount (how much you are covered for) and a rate of monthly premiums (how much you pay each month) that you’re comfortable with.

With your policy in place, you’ll have peace of mind knowing your family can rely on the financial support you’ve left for them.

As long as you’re a UK resident aged 50 to 80, you’re guaranteed cover with British Seniors Over 50 Life Insurance. You can apply for single or joint cover if you would like to add a spouse, civil partner or common law partner to your policy.

With British Seniors, even if you’re in your sixties, you can choose a benefit amount between £1,000 and £10,000 depending on your age at the policy start date. There are no questions about your health or any medical conditions you may have. The maximum benefit you can secure at the policy start date is:

• Age 50 to 69 – up to £10,000
• Age 70 to 74 – up to £9,000
• Age 75 to 80 – up to £6,000

Acceptance is guaranteed meaning you won’t have to provide a medical or blood tests when arranging your cover. You’ll be covered for accidental death from Day 1. After 12 months, you’ll be fully covered for death by any cause. Should you die as a direct result of an accident, your loved ones will receive double your benefit amount.

For the first 12 months of your policy, you’ll only be covered for death as a result of an accident. After 12 months, you’ll be fully covered for death by any cause provided you keep up with your monthly premiums. You must be a UK resident aged 50 to 80 to apply.