British Seniors Over 50 Life Insurance is a guaranteed, whole of life policy. It’s designed to help protect your loved ones when you’re gone. Depending on your age, you could leave behind a lump sum up to £10,000. This could help with funeral expenses, or it could go towards other costs and debts that your family may need help with.

General

Simply choose a benefit amount with a monthly premium that you can afford now and in the future. If you’re a UK resident aged 50 to 80, you’re guaranteed to be accepted – with no need for a medical or blood tests. Request your free quick quote online in minutes, or call our UK team of specialists on 1234 567 891. We’re available Monday to Friday from 8am to 8pm, Saturday from 9am to 6pm, and Sunday from 9am to 5pm (excluding bank holidays).

Premiums and pay outs

When you take out your policy you can choose to have a fixed benefit amount or add the Increasing Benefit Option. With a fixed benefit amount, your monthly payments will stay the same for the duration of your policy. If you choose the Increasing Benefit Option to help keep up with the effects of inflation, your benefit amount and monthly premium will increase annually.

Policy Details

Acceptance is guaranteed for UK residents aged 50 to 80. You don’t need to provide a medical or blood tests to get cover. You will have immediate cover for accidental death. If you die as a result of an accident, you’ll get 2X your benefit amount paid out up to £20,000 depending on your age. That means if you choose £10,000 of cover and die in an accident, your family would receive £20,000. After 12 months, you will be covered for death by any cause. If you pass away in the first 12 months due to natural causes, we will refund all premiums paid.

Health

Yes, British Seniors Over 50 Life Insurance is a guaranteed acceptance policy. That means we won’t ask you to complete a medical or blood tests. If you’re a UK resident aged 50 to 80, you’re eligible for cover and your application is guaranteed to be accepted.

Latest Guides

Get a quote

British Seniors, Proud to Protect

We’re here to help you protect the ones you care about most. Call our specialist UK team to explore your options and get your free quote.

or call us

1

If you choose an unattended cremation, please note that the £300 contribution will not apply. An unattended cremation means any cremation where there is no funeral service, funeral procession (or other services such as family viewing, limousine(s), embalming or delivery of ashes). The cremation is arranged at a crematorium at a date and time chosen by the allocated funeral director and without anyone attending other than the funeral director’s staff.

2

Please note that the British Seniors Health and Wellbeing services do not form part of your life cover contract and can be changed or removed at any time. These services are only available to customers who purchased their policy on or after 15th November 2023.